Legal Q&A · Property Transfer

Do I need my spouse’s consent when selling or buying property?

Law as at 5 September 2026

Short answer

If the property forms part of marital community property, its sale is not an ordinary matter. Without the other spouse’s consent, the agreement is voidable; the overlooked spouse may invoke invalidity within a three-year limitation period. The clearest consent is to sign as a seller, or otherwise provide a separate written declaration with a certified signature. A property purchase falls into marital community property by law regardless of who signed. Property acquired before marriage, by gift or inheritance is sold by its sole owner.

This question comes from a spouse listed alone on the title sheet who wants to sell, and from a buyer who finds that only one spouse has come to sign. The answer depends on whether the property forms part of marital community property, which the title sheet may not reveal.

What is shared and what is not

The Civil Code (Act No. 40/1964 Coll.) includes in marital community property everything acquired by either spouse during marriage, except assets acquired by inheritance or gift and items serving the personal needs or occupation of only one spouse (Section 143). A flat bought during marriage is therefore shared even if only one spouse is registered. Conversely, a flat acquired before the wedding, inherited or received as a gift belongs exclusively to one spouse, who sells it alone. How to bring it into shared ownership is discussed in a flat acquired before marriage and marital community property.

Either spouse may handle ordinary matters concerning shared assets. Other matters require both spouses’ consent; otherwise, the legal act is invalid.

— Section 145(1) of the Civil Code, unofficial translation

Selling a house or flat is not an ordinary matter. The invalidity is, however, relative:

Where a legal act is invalid on a ground under Sections 49a, 140, 145(1), 479, 589 or 701(1), it is regarded as valid unless the person affected invokes its invalidity. A person who caused the invalidity cannot invoke it.

— Section 40a of the Civil Code, unofficial translation

There are two practical consequences. An agreement without consent remains valid until the overlooked spouse invokes invalidity. They may do so within the three-year limitation period under Section 101, running from the day the right could first have been exercised. A spouse who gave consent cannot invoke invalidity. Consent should therefore be documented beyond doubt.

The law does not prescribe its form, but the cadastre needs a document. The clearest solution is for both spouses to sign as sellers. The transferor’s signature must be certified (Section 42(3) of Act No. 162/1995 Coll.). If the other spouse cannot be a party, they provide a separate written declaration consenting to sale of the specific property on the agreed terms, with a certified signature, attached to the registration application.

Our wording rests on two points: express consent under Section 145(1), and the consequence under Section 40a that a person who consented cannot invoke invalidity. We avoid statements that the spouse “waives the right to challenge validity”. Under Section 574(2), an agreement waiving rights that may arise only in the future is invalid, and such wording would weaken the buyer’s protection.

What the cadastre checks

When assessing registration, the district office also checks whether the transferor is entitled to deal with the property (Section 31(1) of Act No. 162/1995 Coll.). If only one spouse appears on the title sheet and acquired the property during marriage, the authority usually requests the other spouse’s consent or a declaration that the property is outside the marital community because it was inherited, received as a gift or bought before the wedding. A false declaration merely shifts the problem to the buyer.

Buying during marriage

The logic is reversed for purchases. Property acquired during marriage falls into marital community property by law, whether one or both spouses signed the agreement. The cadastre generally does not examine the other spouse’s consent to a purchase. Paying the purchase price from joint savings is not an ordinary matter either, however, and a mortgage lender usually requires both spouses as borrowers. Buying together is the simplest approach.

How we can help

Before signing, we check whether the property forms part of the marital community and what consent or declaration the cadastre will require, through our purchase agreement review. We prepare a flat purchase agreement with both spouses or separate consent, and handle the filing through our cadastral registration application service.

If your spouse refuses consent, contact us before signing the agreement.

This answer provides general information on the law as at 5 September 2026. It does not constitute legal services or replace an assessment of an individual case. The details of your situation may differ. Book a consultation to discuss them.

More legal questions

All questions and answers
  1. The buyer is taking out a mortgage and the bank wants me, as the seller, to sign the security agreement. Why, and is it safe? A bank may make drawdown of the loan conditional on security over the property being bought, yet the buyer becomes the owner only upon registration in the cadastre. A security right may be created over an asset owned by the security provider, who need not be the debtor, so the bank may ask for the seller’s signature or for an agreement over property the buyer will acquire in the future. The risk for the seller is that their property secures someone else’s loan before they have been paid. Before signing, therefore, agree when and how the security right will end if the purchase does not go ahead.
  2. I signed an agreement for a flat and the bank refused my mortgage. Do I still have to buy it? Refusal of a mortgage does not by itself cancel an agreement you have signed. You may withdraw from an agreement only where the law allows it or where you have agreed it, so what matters is whether the agreement contains a financing condition or a right to withdraw if the loan is refused. If it does not, you remain bound, and the seller may demand performance, an agreed contractual penalty or compensation for loss. The sooner you raise the situation with the seller and with other banks, the more options remain.
  3. We are buying a flat on a mortgage as an unmarried couple. How should we set it up so that both of us are protected? Unmarried partners have no undivided co-ownership, so they acquire the flat into co-ownership in shares in the proportions stated in the purchase agreement. Towards the bank, both of them are usually co-debtors jointly and severally, regardless of the share each has in the flat. Set the shares according to what each of you is putting into the flat, and agree in writing on repayment and on what happens if you separate. A co-debtor who is not registered as an owner is repaying a loan on someone else’s flat and has only monetary claims against the other, not a share in the flat.
  4. We would like to exchange plots of land with our municipality. How is such an exchange carried out and what should we watch for? A municipality may deal with its property only by the procedure laid down in the Act on Municipal Property. Neither a tender nor a direct sale fits an exchange in practice, so it is usually approved as a transfer on a reason worthy of special regard: the municipality publishes both the intention and the value of the land at least 15 days in advance, the council approves it by a three-fifths majority of all councillors, and the value is supported by an expert valuation save for small amounts. An exchange contract with a municipality must be published and takes effect only on the day after publication. Signatures on it need not be certified.

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Mgr. Patrik Tulinský, LL.M. Czech and Slovak attorney · SAK 300422 · ČAK 19654

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