Area 13 · CZ · SK
Debt recovery
We handle cross-border recovery every day, from the first demand to enforcement in the other country.
A debtor in another country is no reason to write off a claim. We recover debts for Slovak creditors in Czechia and Czech creditors in Slovakia, from a letter before action and payment order through enforcement and lodging a claim in insolvency proceedings.
As we are registered with both bar associations, a cross-border dispute does not require you to pay two law firms. We handle the matter in both jurisdictions together and establish a consistent bulk recovery process for recurring claims.
Services in this area
Services found: 21
- Debt recovery in Slovakia Debt recovery The entire recovery process against a Slovak debtor in one place. Searches, limitation, electronic payment order proceedings, payment orders, claims and enforcement under Slovak law. View service
- Debt recovery in the Czech Republic Debt recovery Complete recovery against a Czech debtor under Czech law, from Czech register searches through a letter before action and payment order to enforcement. One firm, communicating in Slovak. View service
- Debt recovery in Poland Debt recovery Recovery against Polish debtors in cooperation with our regular Polish lawyer. We coordinate the entire process and you communicate only with us. View service
- Cross-border debt recovery CZ ↔ SK Debt recovery Handle debts between Czechia and Slovakia with one firm. We assess the documents, propose next steps and agree the scope and fee in advance. View service
- Bulk debt recovery Debt recovery Taking over and recovering an entire portfolio of receivables. One process from reminders through payment orders to enforcement, with clear reporting and debtors in Slovakia and Czechia. View service
- Debt recovery Debt recovery An overview of the entire recovery process. We assess evidence and recoverability and recommend a route from a letter before action through a payment order and claim to enforcement. View service
- Debtor creditworthiness checks Debt recovery Before entering a larger deal or paying for recovery, it is worth knowing whether the other party can pay. We check the company in Slovak and Czech registers and explain the implications. View service
- Letter before action demanding payment Debt recovery A letter before action demanding payment on a lawyer's letterhead. A quick, affordable first step in recovery, with follow-up action ready if the debtor does not pay. View service
- Out-of-court debt recovery Debt recovery Out-of-court recovery for creditors who do not want to sue, at least for now. A lawyer takes over contact with the debtor, runs an escalating reminder sequence and negotiates payment. View service
- Acknowledgement of debt and instalment plan Debt recovery An acknowledgement of debt and instalment plan that strengthen your position as creditor, generally extend the limitation period and simplify any subsequent recovery. View service
- Payment order and claim for payment (Slovakia) Debt recovery Court recovery through a payment order and, where the matter requires it, an ordinary claim. A route to an enforceable title against a debtor in Slovakia. View service
- Payment order and claim for payment (Czechia) Debt recovery Recovering a claim against a Czech debtor under Czech law. A letter before action, payment order and, where required, a claim. From a lawyer registered with the Czech Bar. View service
- European order for payment Debt recovery Is your debtor based in another EU state? A European order for payment recovers an undisputed claim in a single procedure, with a result enforceable throughout the Union without further recognition procedures. View service
- Opposition to a payment order and defence of the defendant Debt recovery Substantiated opposition to a payment order and defence in court proceedings, including an honest assessment of whether defending is worthwhile or an agreement is better. View service
- Debt recovery through enforcement Debt recovery You have an enforceable title, but the debtor still does not pay. We prepare the enforcement application, cooperate with the enforcement officer appointed by the court and monitor enforcement until recovery or a clear outcome. View service
- Lodging a claim in bankruptcy in Slovakia Debt recovery Lodging a claim in Slovak bankruptcy or restructuring, on time, without formal errors and with continued assertion of the creditor's rights. View service
- Lodging a claim in insolvency proceedings in Czechia Debt recovery Lodging a claim in Czech insolvency proceedings on the prescribed form, on time and for an amount you can substantiate. We also represent you throughout the subsequent proceedings. View service
- Recovery of bond claims Debt recovery Recovery of corporate bond principal and returns for bondholders, from assessment of the issue terms and recoverability against the issuer to litigation, enforcement or a timely bankruptcy claim. View service
- European Account Preservation Order Debt recovery A European Account Preservation Order freezes the debtor's funds in another EU country before judgment, without the debtor knowing about the application in advance. View service
- Recovery of freight charges Debt recovery Recovery of unpaid freight charges for carriers and freight forwarders, domestically and under the CMR Convention, including defence against unilateral invoice reductions for disputed damage. View service
- Debt recovery audit and reminder system Debt recovery Review of out-of-court recovery from consumers and preparation of an internal reminder policy, so that firm recovery does not become an unfair or aggressive commercial practice. View service
No services match this selection.
Try a shorter term, change the country, or tell us about your matter.
Tell us about your matter →Q&A
The most common questions in this area
-
When does a claim become time-barred?
An ordinary civil claim becomes time-barred after three years; a claim between businesses arising from a commercial relationship after four. Time runs from when the right could first be exercised, generally when due. Limitation does not extinguish the claim, but if the debtor raises it in court, the court will not award the time-barred right. For consumer agreements, however, Section 54a precludes enforcement of a time-barred right even without such a defence. Debt acknowledgement and timely pursuit in court affect limitation differently under the applicable regime.
Read more -
How should I recover an unpaid invoice?
Invoice recovery follows an established sequence: check the debtor and limitation period, send a pre-action payment demand specifying principal and interest, apply for a payment order through ordinary or electronic payment order proceedings if unsuccessful, and begin enforcement once an enforceable title is obtained. Most cases are resolved by a lawyer's demand; court and enforcement are later stages.
Read more -
What default interest can I claim on an unpaid invoice?
If the debtor fails to pay on time, you are entitled to default interest in addition to principal. In civil relationships, the statutory rate is five percentage points above the European Central Bank's base interest rate. In commercial relationships between businesses, it is the ECB rate plus eight percentage points (or a fixed nine-point uplift), together with a flat EUR 40 recovery cost payment. A rate higher than the statutory rate may be agreed in the contract.
Read more
One firm in both countries
Our team is four attorneys and an assistant. Your matter is always handled by an attorney.
- Two bars, one lawyer
We are registered with the Czech Bar Association (reg. no. 19654) and the Slovak Bar Association (reg. no. 300422).
- The whole process in Slovak and Czech
We know both legal systems from daily practice, so you do not have to.
- Prices agreed in advance
No surprise invoices. You know the price or cap before work begins.
- It does not end with this service
Once it is done, we cover contracts, debt recovery, real estate and corporate work in both countries.
No-obligation enquiry
Tell us what you need help with.
Describe your matter and attach the key documents. We will look at it and tell you straight whether and how we can help, including a rough price.
- 1Send your enquiry via this form
- 2Within 24 h you get a price confirmation and plan
- 3We start work only after your approval
Not keen on calls or email? Message us on WhatsApp →
Prefer to book a time right away? Book a consultation →
Or email us about this matter.
Further reading
Debt recovery audit: eight questions showing how much money your business leaves uncollected
Invoices becoming time-barred this year, unclaimed interest and fixed compensation, reminders without legal effect and insolvencies discovered too late. Eight questions reveal where recovery loses money, with links to detailed guidance.
Read more →
When a director pays the company’s debts: three routes for creditors
A claim against an empty s.r.o. may still be recoverable. Slovak law allows creditors to claim damages directly for a late bankruptcy petition and to pursue the company’s claim against its managing director. Czech law provides statutory liability for company debts and late insolvency petitions.
Read more →
Damages under the new rules: what can and cannot be agreed
The new Civil Code addresses long-disputed questions about damages: advance waivers, disguised late-payment interest and non-pecuniary claims for breach of contract. Liability limitation clauses will have clear rules.
Read more →