Debt recovery · Poland
Debt recovery in Poland
Recovery against Polish debtors in cooperation with our regular Polish lawyer. We coordinate the entire process and you communicate only with us.
What we'll do for you
In Poland, we work with our regular Polish lawyer. Nothing changes for you. You instruct us, communicate with us, and we coordinate the entire process.
Select an item to see the details.
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Assessment of the claim
We review the documents and tell you openly whether recovery is worthwhile and how to approach it.
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Demand under Polish law
A Polish lawyer prepares the letter before action: the debtor sees that you are taking the matter seriously in their own jurisdiction.
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Court recovery in Poland
If the demand does not work, we coordinate court proceedings, including representation by a Polish lawyer.
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One point of contact
You deal with us throughout, in Slovak or Czech. We handle translations and coordination with the Polish side.
Deliverabledemand and recovery under Polish law, coordinated by our firm
How it works
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- You provide the documentsday 0
You email us the invoices, contract and correspondence with the debtor.
- Assessment and proposed approach
Together with the Polish lawyer, we assess the prospects and propose an approach, including anticipated costs, in advance.
- Demand and recovery
We send a demand and, depending on the debtor's response, take further steps through to court proceedings and enforcement in Poland.
Poland is a third home market for Slovak and Czech businesses, and receivables arise there just as easily as at home. The difference is that a Slovak reminder does not work on a Polish debtor: effective pressure only arises when a lawyer handles the matter directly in the debtor’s jurisdiction.
That is exactly how we work. We have a long-standing relationship with our regular Polish lawyer, so you instruct us as you would in any other matter, and we ensure that the Polish process proceeds as it should. One point of contact, without having to search for a law firm in Warsaw.
No-obligation enquiry
Ready to start?
Send us an enquiry. We reply within 24 hours with a price confirmation and next steps. The first 30-minute consultation is free and commits you to nothing.
- 1Send your enquiry via this form
- 2Within 24 h you get a price confirmation and plan
- 3We start work only after your approval
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Or email us about this matter.
What clients ask
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Will I have to communicate with the Polish lawyer myself?
No. We handle all coordination, including translations. You communicate with our firm in Slovak or Czech and we keep you informed of progress.
Why not pursue the claim solely through Slovakia?
The most effective pressure on a Polish debtor is in their own jurisdiction: a demand from a Polish lawyer and, if necessary, proceedings before a Polish court. We consider European instruments, such as a European order for payment, depending on the nature of the case.
How much will it cost?
The proposed approach always includes anticipated costs, including the Polish lawyer's fees. We confirm them in advance, before starting any work.
Do you recover claims other than invoices in Poland?
Yes. By agreement, we also handle contractual claims, damages and freight disputes. Tell us what the matter involves and we will explain whether we can cover it through our Polish cooperation.
Legal Q&A
Common questions on this topic
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When does a claim become time-barred?
An ordinary civil claim becomes time-barred after three years; a claim between businesses arising from a commercial relationship after four. Time runs from when the right could first be exercised, generally when due. Limitation does not extinguish the claim, but if the debtor raises it in court, the court will not award the time-barred right. For consumer agreements, however, Section 54a precludes enforcement of a time-barred right even without such a defence. Debt acknowledgement and timely pursuit in court affect limitation differently under the applicable regime.
Read the answer -
How should I recover an unpaid invoice?
Invoice recovery follows an established sequence: check the debtor and limitation period, send a pre-action payment demand specifying principal and interest, apply for a payment order through ordinary or electronic payment order proceedings if unsuccessful, and begin enforcement once an enforceable title is obtained. Most cases are resolved by a lawyer's demand; court and enforcement are later stages.
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What default interest can I claim on an unpaid invoice?
If the debtor fails to pay on time, you are entitled to default interest in addition to principal. In civil relationships, the statutory rate is five percentage points above the European Central Bank's base interest rate. In commercial relationships between businesses, it is the ECB rate plus eight percentage points (or a fixed nine-point uplift), together with a flat EUR 40 recovery cost payment. A rate higher than the statutory rate may be agreed in the contract.
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Further reading
Debt recovery audit: eight questions showing how much money your business leaves uncollected
Invoices becoming time-barred this year, unclaimed interest and fixed compensation, reminders without legal effect and insolvencies discovered too late. Eight questions reveal where recovery loses money, with links to detailed guidance.
Read more →
When a director pays the company’s debts: three routes for creditors
A claim against an empty s.r.o. may still be recoverable. Slovak law allows creditors to claim damages directly for a late bankruptcy petition and to pursue the company’s claim against its managing director. Czech law provides statutory liability for company debts and late insolvency petitions.
Read more →
Damages under the new rules: what can and cannot be agreed
The new Civil Code addresses long-disputed questions about damages: advance waivers, disguised late-payment interest and non-pecuniary claims for breach of contract. Liability limitation clauses will have clear rules.
Read more →